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Christian Health Insurance Alternative

Posted by Renee Metzler on February 8, 2015 at 10:20 PM

Now that health insurance is required, you may find yourself seeking out a christian health insurance alternative, like myself.  Why?  To cover medical expenses while saving huge on premiums.  After researching several christian health insurance alternatives, I settled on MediShare.  


MediShare is a christian health insurance alternative, and it is exempt from the Obama mandate.


Here's what I love about it: 

  • With a high deductable, my family of 4 will pay $209 per month (or healthy incentive rate of $166).
  • I'll see where my money went and who it helped each month, plus I can pray for that person. 
  • If I have a medical need (over my deductable), than I receive help from others.
  • They encourge living by biblical standards. 
  • As a member, I get to vote on changes to MediShare.
  • Easy on-line application.
  • Perfect alternative if you are self-employed (medical expenses are a write-off).
  • A fairly seemless process for "claims."
  • Good reviews.



Here what I don't love:

  • Doesn't qualify you for a Health Savings Account (but they are working to pass this law)
  • Doesn't pay for illnesses or conditions known previously to applying.
  • Doesn't guarentee coverage (this is an alternative, people-helping-people plan).

So, if you're looking for a christian health insurance alternative, you can try the MediShare Pricing Tool and see if this might be the right decision for you.  Learn more at https//mychristiancare.org.

 

Categories: Manage, Finances

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